May 31, 2022 - By Frank Corrado, CPA, CFP®, RLP. Many parents are intent on saving for their children’s education. The recent market downturn has reduced retirement saving balances and has resurrected an often asked question, “Should I be saving
Inquiring Minds
What the Fed’s Interest-Rate Increase Means for You.
May 25, 2022 - By Frank Corrado, CPA, CFP®, RLP. The Federal Reserve has recently raised its short-term benchmark interest rate by a half-percentage point (between 0.75% and 1), the sharpest increase since 2000. Even though widely
What is a Roth Conversion, and why are they becoming so popular?
May 18, 2022 - By Frank Corrado, CPA, CFP®, RLP. When and why you might consider a strategic Roth conversion. A Roth IRA conversion allows you to turn a traditional IRA or 401(k) into a Roth. The value of the assets converted will draw tax,
Can Tax-Loss Harvesting Improve Your Investing Returns?
May 10, 2022 - By Frank Corrado, CPA, CFP®, RLP. The recent sell-off in the capital markets has left investors with unrealized capital losses in their portfolios. While no one goes into an investment to lose money, part of having a
Should I Invest in Individual Bonds or Bond Funds?
April 27, 2022 - Given the performance of the bond funds in 2022, it's a good question! First, let me outline a couple of key principles of the markets in fixed income securities, also referred to as the bond market. A bond is a fixed-income
Social Security, Marriage and Divorce
April 13, 2022 - With more than 2,700 rules, optimizing the benefits of Social Security is undoubtedly a challenging topic for clients and advisors alike. While the question "When should I start taking social security" is on most people's minds,
It’s a Family Affair
April 6, 2022 - Many of our small business clients ask us, “Is it true that hiring family members can bring significant tax benefits to our business?” In short, yes! The Tax Code is “generous” in supporting small businesses and families. Combine
