December 15, 2021 - "Anyone may so arrange his affairs that his taxes shall be as low as possible; he is not bound to choose that pattern which will best pay the Treasury; there is not even a patriotic duty to increase one's taxes." Gregory v.
Let's Be Frank
Starting Over
December 8, 2021 - Let’s face it: change is hard. But since the one thing you can always count on is change, we may as well face the reality that we don’t know what lies ahead! As a financial life guide, my mission is to help people live their
The Gifts That Keep Giving
December 1, 2021 - The holiday season is one of joy, a time that should allow us to reflect on what is good in our lives. For most, our family and friends immediately come to mind. There are also those less fortunate than us who should be considered
Be Optimistic, Achieve Optimal
November 24, 2021 - As a noun, an optimist is a person who expects favorable outcomes. They are hopeful and confident about their future success. They see the glass as half full. As an adjective, optimal is the best, most favorable, or desirable
How To Teach Your Kids Good Money Habits
November 17, 2021 - In my experience as a financial life guide, there are two priorities in most clients’ lives that attract significant focus, both in time and money: children and pets. Sometimes, they are indistinguishable! However, a parent’s
The Health Savings Account (HSAs) – A Planning Home Run?
November 10, 2021 - What if I told you I had a planning strategy, that would: Address one of life’s major stressors,Avoid the taxman,Help your adult children, andProvide for elder care costs Hopefully you would say, “Sign Me Up”! I would like
Who Should Worry About Inflation—And Who Shouldn’t?
November 3, 2021 - "Inflation is when you pay fifteen dollars for the ten-dollar haircut you used to get for five dollars when you had hair." ~Sam Ewing Yes, inflation is a sustained rise in overall price levels. It's when stuff now costs more
Halloween Lessons to Guide Your Portfolio
October 27, 2021 - Halloween is upon us, so be prepared to have fun, but in a spooky kind of way! Celebrating Halloween is a ritual, one we have become prepared for over many, many years. While we create fun and excitement in our own ways, some
Lessons to Help Your Future Self
October 20, 2021 - Do you ever wish your “current self” could go back in time to have a chat with your “past self?” What would you say? What life lessons might you impart on that “past self” to make the ensuing journey a bit smoother? It is easy
The Wisdom of Borrowing!
October 13, 2021 - The determination of what to do with money is not intuitive. As a child, your first connection to money was probably the result of a holiday or birthday gift. Maybe, it was your first exposure to bribery from an adult who needed
