February 23, 2022 - Life events are occurrences experienced during a lifetime. For us all, it always starts with our birth and ends with our death. There are countless events in between, many of which we celebrate, but some we do not look forward to.
Inquiring Minds
Ways to Effectively Use Professional Services
February 16, 2022 - One’s financial life can be complicated, even if you don’t have “a lot of money.” Pretty much everyone needs a tax preparer, life insurance agent, auto and homeowners insurance agent, an estate planning attorney, and maybe an
What is a Credit Score?
February 9, 2022 - Your credit score is a number between 300 and 850 that “predicts” how likely it is that you will pay back a loan on time. The higher the score, the better you look to a potential lender. Anytime you borrow money, whether it be a
Is there a difference between a contractor and employee and what should I elect given the option?
February 2, 2022 Disclosures Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens”), an SEC-registered investment advisor. Registration does not imply any specific level of skill or
What can I do if I want to retire early or take a sabbatical?
January 26, 2022 - Surprisingly, the tax code provisions allow early access to your retirement savings, and the rule just changed for the better! Tax-advantaged retirement accounts have many benefits. They let you save for retirement and defer the
You have already pledged to start on the road to physical fitness in the New Year. Congratulations and good luck! But have you considered your “Fiscal Fitness?” It is an equally beneficial exercise,no pun intended! You may ask, “how do I get started?”
January 19, 2022 - Below, I have offered what I call the “FIVE FUNDAMENTALS OF FISCAL FITNESS”: Pay Yourself First – Savings and Retirement: Save at least 10% of your annual income, including retirement savings. Begin by saving a liquid cash
Why is my portfolio underperforming the market?
January 12, 2022 - Few personal finance topics get more attention than how to manage money. Interestingly, writers, speakers, and professional money managers educate those who pay little attention to the subject but have the money to manage. Based on
What changes will be taking effect in 2022 that may impact me or my business?
January 6, 2022 - Despite the media’s focus on proposed tax changes for 2022, none have taken place to date. However,Your paycheck will change: Tax brackets have widened, leading to higher tax withholding. Earnings, subject to social security
I am considering buying the “Twelve Days of Christmas” gifts for a special person. How much $$ would it set me back, and has inflation affected the cost?
December 22, 2021 - I would make sure this special person is, well, exceptional! The 2021 price for each gift (no repetition) would be $41,205, a 5.4% increase over 2019 and more than double the turn of this century price of $20,989.But like most of
My spouse and I cannot agree on who to appoint as guardians for our minor children. It is holding up the execution of our estate documents. What should we do?
December 15, 2021 - The use of wills and trusts can be traced back to ancient Greece and Rome. The law surrounding the transfer and protection of assets, including guardianship of children, is well established. If you do not document your wishes in
